znaci narucujem papirnu kopiju ovog da mi posalju
Noice 
Sad kad im spomenes IMF ovo obavezno uz to…
“A new wave of technological innovations, often called “fintech,” is accelerating change in the financial sector. What impact might fintech have on financial services, and how should regulation respond? This paper sets out an economic framework for thinking through the channels by which fintech might provide solutions that respond to consumer needs for trust, security, privacy, and better services, change the competitive landscape, and affect regulation. It combines a broad discussion of trends across financial services with a focus on cross-border payments and especially the impact of distributed ledger technology. Overall, the paper finds that boundaries among different types of service providers are blurring; barriers to entry are changing; and improvements in cross-border payments are likely. It argues that regulatory authorities need to balance carefully efficiency and stability trade-offs in the face of rapid changes, and ensure that trust is maintained in an evolving financial system. It also highlights the importance of international cooperation.”
IMF, MMF… e ovo je već nešto što prosječni BiH političar iako ne razumije… misli da razumije…jer kada kapaju pare za koje niko ne radi…šta tu ima razumijeti?
EDIT: dodao sam sliku na prvi post, i just had to do it
kad mi dodje papirna verzija ispod musafa da je drzim
Da li je došla knjiga?
Da li ima pečat?